Frequently Asked Questions (FAQ)
- What is a FICO score?
- What is a rate lock?
- Should I pay points? Does a 0 point/0 fee loan really exist?
- What are the most commonly made mistakes in buying or refinancing a house?
- Why do interest rates change?
- What is the difference between pre-qualifying and pre-approval?
- What is an APR?
- Can my loan be sold? What happens if my lender goes out of business?
- What is PMI? Can I get rid of the PMI on my loan?
- Should I refinance?
Equal Housing Lender. Some products may not be available in all states. Restrictions apply.
All rights reserved. Pre-qualification is neither pre-approval nor a commitment to lend; you must
submit additional information for review and approval. Approval may be subject to rate increases,
satisfactory title and appraisal review, and no change in financial condition. *Refinancing
or taking out a home equity loan or line of credit may increase the total number of monthly
payments and the total amount paid when comparing to your current situation.